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The steps of your consumer credit



Your conso project is well defined? You know exactly what you want to buy (car, motorcycle ) or achieve (work, wedding, vacation ), but you need that we lend you the funds you miss? The time is therefore in search of funding to be able to achieve it.

I choose my guide to be at the top of the subject! I define my purchasing ability I am looking for my financing I am studying the loan offer I accept the loan offer

What are the conditions for receiving a consumer credit?

What are the conditions for receiving a consumer credit?

All non-real estate projects can be financed by consumer credit. Conditions? The amount of the transaction must reach at least 200 €, but it can not exceed 75 000 €. In terms of duration, this must be greater than 3 months.

How does obtaining a consumer credit take place?

How does obtaining a consumer credit take place?

Obtaining a consumer credit is done in several stages. First, even if it is a less “burdensome” transaction than a home loan, consumer lending requires the borrower to perform a prior analysis of its borrowing capacity.

After making sure you are financeable, you need to choose the consumer loan that suits you the most. To help you in your choice, our guide details all the credits that can finance your project. It also explains how to find them: either by contacting banks directly or by calling on a comparator to find the most advantageous loan offer.

Then, by asking credit institutions, they give you a loan offer with all the conditions of repayment. To help you choose between several proposals, our guide tells you how to find the best one. When you have made your choice and you will then respond favorably to the establishment that offers you the best conditions, the Credither Guide gives you the conditions for signing the loan offer.

 

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